Many Canadians will soon see more money in their bank accounts thanks to a scheduled increase in GST/HST credit payments. This tax-free benefit, designed to help lower- and modest-income households, will rise by 2.7% starting with the next quarterly distribution on Friday, July 4, 2025.
The GST/HST credit payments are issued by the Canada Revenue Agency (CRA) and provide much-needed cost-of-living support to individuals and families struggling with inflation and rising expenses. Here’s a full breakdown of what’s changing, who qualifies, and how much you could receive.
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What are GST/HST Credit Payments?
GST/HST credit payments are quarterly, tax-free amounts issued to eligible Canadians to help offset the goods and services tax (GST) or harmonized sales tax (HST) they pay on purchases. The credit is automatically calculated based on your income tax return and requires no separate application.
GST/HST Credit Payment Increase
Starting July 4, 2025, eligible recipients will receive a 2.7% increase in their GST credit payments. This increase reflects inflation adjustments and aims to keep pace with the rising cost of living.
New GST/HST Credit Payments (2025):
- $533 for single individuals
- $698 for married/common-law couples
- $183 per child under 19
These amounts may vary based on your family net income.
Who is Eligible for the GST/HST Credit Payment 2025?
According to Canada.ca, you may be eligible for GST/HST credit payments if:
- You’re 19 years or older
- You are (or were) married or living with a common-law partner
- You are (or were) a parent and lived with your child
You also must be a Canadian resident for tax purposes a month before the payment is issued.
Special rules for shared custody: Parents with shared custody may each be eligible to receive 50% of the credit for the child.
How Do You Get GST/HST Credit Payments?
Most Canadians do not need to apply for the GST/HST credit. You are automatically considered when you file your annual income tax return.
To ensure you receive your July 2025 payment:
- Make sure your 2024 taxes have been filed and assessed.
- Keep your banking and address information up to date with CRA.
When Will the GST/HST Credit Payments Arrive in 2025?
Here are the scheduled GST/HST credit payment dates for the 2025 benefit year:
- July 4, 2025 (includes 2.7% increase)
- October 3, 2025
(Note: Previous 2025 payments were issued in January and April.)
Additional Support in 2025
Beyond the GST/HST credit payments, eligible Canadians may also benefit from:
- The $250 Working Canadian Rebate
- The GST New Housing Rebate, which refunds part of the GST/HST paid on new or significantly renovated homes
These programs aim to provide extra support to working individuals, families, and homebuyers dealing with affordability pressures.
Final Thoughts
The 2.7% increase in GST/HST credit payments arriving on July 4, 2025, offers meaningful relief to millions of Canadians. Whether you’re a single adult, part of a family, or a parent in a shared custody arrangement, this enhanced benefit can help offset everyday costs.
If you haven’t filed your taxes or updated your information with CRA, now is the time to do so—because your GST/HST credit payments depend on it.
Need help determining your eligibility or payment estimate? Visit canada.ca or contact the CRA directly.